522 Bent Oak Loop, Davenport, FL 33837 Property Records

Polk County property record for 522 Bent Oak Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1997
Lot Size	0.225 acres (9,810 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Feb 2010)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701301-001760`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701301-001760`
Alternative APNs	`102627701301001760` `02627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,810 sqft (0.225 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Unfinished Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	522 BENT OAK LOOP
City	DAVENPORT
State	FL
Zip	33837-5787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 176
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SUNRIDGE WOODS PHASE 03
Legal Phase	3
Legal Tract	701301
Legal Block	1
Legal Lot Number	176
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1020
Census Tract	12506

Owner

522 Bent Oak Loop is owned and occupied by two individuals who bought it in February 2010.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 BENT OAK LOOP, DAVENPORT, FL 33837-5787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2010 · Amount on File
Deed Sale	Feb 15, 2010 · Amount on File
Prior Sale	Aug 28, 1998 · Amount on File
Deed Document Number	201024564
Deed Book / Page	8076 / 1056
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	522 BENT OAK LOOP, DAVENPORT, FL 33837-5787
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BENT OAK LOOP, DAVENPORT, FL 33837-5787

Mortgage

Document Number	0000036509
Date	Feb 15, 2024
Book Page	13008/809
Instrument	2024036509

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 522 Bent Oak Loop was $1,075 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,751 (+2.7%)	$297,910 (-4.45%) Land $52,000 Building $245,910
2025	$1,075.00 Homeowner's exemption	$123,419	$311,789 Land $52,000 Building $259,789
2023	$1,533.00 (+4.93%) Homeowner's exemption	$116,448 (+3%)	$312,080 (+12.68%) Land $50,000 Building $262,080
2022	$1,461.00 Homeowner's exemption	$113,056	$276,966 Land $42,000 Building $234,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Bent Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Bent Oak Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20