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469 Bent Oak Loop, Davenport, FL 33837 Property Records

Polk County property record for 469 Bent Oak Loop, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1994
Lot Size0.252 acres (10,995 sqft)
OwnerIndividual Name on File
Last Sale$392,000 (Sep 2023)
Tax Bill$4,054 (2025)
Deeds & MortgagesFeb 2024 Transfer
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-26-10-701301-000390

Property Details

APN / Parcel Number

Primary APN27-26-10-701301-000390
Alternative APNs
  • 102627701301000390
  • 02627000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,028 sqft Living Area
Gross Area2,512 sqft
1st Floor Area2,028 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,995 sqft (0.252 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchEnclosed/Unfinished Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address469 BENT OAK LOOP
CityDAVENPORT
StateFL
Zip33837-5791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 39
Legal Range27E
Legal Township26S
Legal Section10
Legal SubdivisionSUNRIDGE WOODS PHASE 03
Legal Phase3
Legal Tract701301
Legal Block1
Legal Lot Number39
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1015
Census Tract12506

Owner

469 Bent Oak Loop is owned and occupied by an individual who bought it in September 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Intrafamily Transfer, Transfer
WESTON TITLE AND ESCROW INC, WESTON TITLE & ESCROW INC
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
CERTIFIED MTG PLANNERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2023 · Amount on File
Deed SaleSep 12, 2023 · Amount on File
Prior SaleNov 30, 2020 · Amount on File
Deed Document Number2023214666
Deed Book / Page12834 / 823
Prior Transfer DateSep 5, 2023
Prior Transfer Doc0000032391
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 9, 2024
Property Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791
Document Number0000032391
Book / Page13003 / 384
Map ReferenceMB 98 PG 2
Instrument DateSep 5, 2023
Instrument2024032391
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyWESTON TITLE AND ESCROW INC, WESTON TITLE & ESCROW INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 NW 76TH AVE, PLANTATION, FL 33322-4740

Transferred To (Grantee/Buyer)

NameVerified Name
Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 12, 2023
Property Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791
Document Number0000214666
Book / Page12834 / 823
Map ReferenceMB 98 PG 2
Instrument DateSep 1, 2023
Instrument2023214666
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyWESTON TITLE AND ESCROW INC, WESTON TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,744.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14328 PEBBLE BEACH BLVD, ORLANDO, FL 32826-5052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791

Mortgage

Document Number0012834825
DateSep 12, 2023
Instrument12834/825
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 30, 2020
Property Address469 BENT OAK LOOP, DAVENPORT, FL 33837-5791
Document Number0114701878
Book / Page011470 / 001878
Instrument DateNov 20, 2020
Instrument254879
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address469 BENT OAK LOOP DAVENPORT FL 338375791, DAVENPORT, FL 33837-5791

Mortgage

Document Number114701880
DateNov 30, 2020
Book Page011470/001880
Instrument254880
Lender
NameCERTIFIED MTG PLANNERS
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 469 Bent Oak Loop was $4,054 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,736 (-7.36%) Land $58,000 Building $269,736$327,736 (-7.36%) Land $58,000 Building $269,736
2025$4,054.00 Homeowner's exemption$353,767 Land $58,000 Building $295,767$353,767 Land $58,000 Building $295,767
2023$3,263.00 (+3.19%) Homeowner's exemption$248,307 (+3%)$355,153 (+16.21%) Land $56,000 Building $299,153
2022$3,162.00 Homeowner's exemption$241,075$305,619 Land $46,000 Building $259,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 469 Bent Oak Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2002–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Bent Oak Loop is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST
serves 60,557 people · EPA ID FL6530617
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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