532 Bent Oak Loop, Davenport, FL 33837 Property Records

Polk County property record for 532 Bent Oak Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1997
Lot Size	0.225 acres (9,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2022)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701301-001770`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701301-001770`
Alternative APNs	`102627701301001770` `02627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,818 sqft (0.225 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Area	264 sqft
Porch	Porch
Porch Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	532 BENT OAK LOOP
City	DAVENPORT
State	FL
Zip	33837-5787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 177
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SUNRIDGE WOODS PHASE 03
Legal Phase	3
Legal Tract	701301
Legal Block	1
Legal Lot Number	177
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1020
Census Tract	12506

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 GREATSTONE DR, MERRIMACK, NH 03054-2328
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Mar 31, 1997 · Amount on Record
Deed Document Number	2022269276
Deed Book / Page	12445 / 1839
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 11, 2022
Property Address	532 BENT OAK LOOP, DAVENPORT, FL 33837-5787
Document Number	0000269276
Book / Page	12445 / 1839
Map Reference	MB 98 PG 2
Instrument Date	Oct 7, 2022
Instrument	2022269276
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3587 CHESWICK DR, 3587, OCOEE, FL 34761-4491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 GREATSTONE DR, SMERRIMACK, NH

Mortgage

Document Number	0124451842
Date	Oct 11, 2022
Instrument	12445/1842

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (-12.87%)	$317,343 (-0.08%) Land $52,000 Building $265,343	$317,343 (-0.08%) Land $52,000 Building $265,343
2023	$4,708.00 (+354.44%)	$317,612 (+169.94%) Land $50,000 Building $267,612	$317,612 (+14.06%) Land $50,000 Building $267,612
2022	$1,036.00 Homeowner's exemption	$117,659	$278,466 Land $42,000 Building $236,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20