St. Joseph County property record for 52199 Nancy Ln, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 2022 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Mar 2026) |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-038-013-00 |
| Primary APN | 010-038-013-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,140 sqft Building Perimeter |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 147 ft deep x 123 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 52199 NANCY LN |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 RES |
| Legal Description | LOT 13 PLAT OF HARBOR VIEW PARK ESTATES SEC 18 T5S R10W. |
| Legal Range | 10W |
| Legal Township | 05S |
| Legal Section | 18 |
| Legal Subdivision | HARBOR VIEW PARK ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MENDON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 41000 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2413 TAMRACK ST, KALAMAZOO, MI 49006-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Jun 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jun 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC |
| Oct 25, 2022 | Correction Deed OAK TITLE SERVICES LLC |
| Oct 25, 2022 | Correction Deed OAK TITLE SERVICES LLC |
| Aug 9, 2021 | Warranty Deed, Transfer OAK TITLE SERVICES LLC |
| Jun 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2025 · Amount on Record |
| Deed Document Number | 20261701 |
| Prior Transfer Date | Aug 25, 2016 |
| Prior Transfer Doc | 01874/0759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 52483 NANCY LN, THREE RIVERS, MI 49093 |
| Document Number | 2022007175 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022007175 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 52183 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2023004371 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023004371 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 9, 2026 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2026001701 |
| Map Reference | LB 9 PG 38-39 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026001701 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,242.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Name | Verified Name |
|---|---|
| Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2026001702 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026001702 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 20, 2025 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2025004920 |
| Map Reference | LB 6 PG 38&39 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025004920 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Name | Verified Name |
|---|---|
| Address | 9290 E W AVE, VICKSBURG, MI 49097-9569 |
| Document Number | 2025004904 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 2025004904 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 25, 2022 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2022009193 |
| Map Reference | LB 6 PG 38&39 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022009193 |
| Record Updated | Jan 20, 2026 |
| Title Company | OAK TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 25, 2022 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2022009192 |
| Map Reference | LB 6 PG 38&39 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022009192 |
| Record Updated | Jan 20, 2026 |
| Title Company | OAK TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 2021007990 |
| Map Reference | LB 6 PG 30&39 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021007990 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3737 N BTYGGTOCOA, COCOA, FL 32926 |
| Name | Verified Name |
|---|---|
| Address | 52183 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 23, 2017 |
| Property Address | 52199 NANCY LN, THREE RIVERS, MI 49093-9633 |
| Document Number | 01874/0759 |
| Book / Page | 1874 / 0759 |
| Instrument Date | Aug 25, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6351 OAKLAND DR, PORTAGE, MI 49024-2507 |
| Name | Verified Name |
|---|---|
| Address | GOSHEN, IN 46526 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mendon Township |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,800 (+19.37%) Land $19,000 Building $101,800 | $241,600 (+19.37%) Land $38,000 Building $203,600 | |
| 2025 | $2,937.00 (+2.48%) Homeowner's exemption | $101,200 Land $17,300 Building $83,900 | $202,400 Land $34,600 Building $167,800 |
| 2024 | $2,866.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless · Fiber in parts of the area | 150 / 20 |
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