5218 Waterfall Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 5218 Waterfall Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,452 sqft · built 2007
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (May 2019)
Tax Bill	$4,612 (2023)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15115 00825`

Property Details

APN / Parcel Number

Primary APN	`15115 00825`
Alternative APN	`194050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,452 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Pool Area	120 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	15115 00825
Street Address	5218 WATERFALL CT
City	GASTONIA
State	NC
Zip	28056-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	STONE RIDGE L 26 15 115 008 25 000
Legal Subdivision	STONE RIDGE
Legal Lot Number	26
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1013
Census Tract	33306

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5218 WATERFALL CT, GASTONIA, NC 28056-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	0050432312
Deed Book / Page	5043 / 2312
Record Updated	Jun 7, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 28, 2019
Property Address	5218 WATERFALL CT, GASTONIA, NC 28056-8105
Document Number	0050432312
Book / Page	5043 / 2312
Map Reference	MB 58 PG 82
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 REESE WILSON RD, 171, BELMONT, NC 28012-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5218 WATERFALL CT, GASTONIA, NC 28056-8105

Mortgage

Document Number	50432315
Date	May 28, 2019
Instrument	5043/2315

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 17, 2018
Property Address	5218 WATERFALL CT, GASTONIA, NC 28056-8105
Document Number	0049950210
Book / Page	4995 / 0210
Map Reference	MB 58 PG 82
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18557 VINEYAITLPOINT LN47, 18557, CORNELIUS, NC 28031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5218 WATERFALL CT, GASTONIA, NC 28056-8105
Investor	Possibly a Property Investor

Mortgage

Document Number	49950213
Date	Aug 17, 2018
Instrument	4995/0213

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,612.00	$741,470 Land $57,280 Building $684,190

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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