Gaston County property record for 5207 Waterfall Ct, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,458 sqft · built 2005 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jun 2012) |
| Tax Bill | $4,672 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 194043 |
| Primary APN | 194043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,458 sqft Heated Area |
| Flooring | Hardwood |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Pool Area | 160 sqft |
| Porch | Porch |
| Porch Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 5207 WATERFALL CT |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | STONE RIDGE L 19 15 115 008 18 000 |
| Legal Subdivision | STONE RIDGE |
| Legal Lot Number | 19 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33306 |
Source: Gaston County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5207 WATERFALL CT, GASTONIA, NC 28056-8105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2012 · Amount on Record |
| Deed Sale | Jun 22, 2012 · Amount on Record |
| Prior Sale | Jul 28, 2011 · Amount on Record |
| Deed Document Number | 0046171863 |
| Deed Book / Page | 4617 / 1863 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 5207 WATERFALL CT, GASTONIA, NC 28056-8105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5207 WATERFALL CT, GASTONIA, NC 28056-8105 |
| Document Number | 0052420207 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5242/207 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 5207 WATERFALL CT, GASTONIA, NC 28056-8105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051970338 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 5197/338 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,672.00 | $672,280 Land $34,000 Building $638,280 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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