5211 Waterfall Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 5211 Waterfall Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,854 sqft · built 2001
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$448,000 (Aug 2020)
Tax Bill	$4,979 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194045`

Property Details

APN / Parcel Number

Primary APN	`194045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,854 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5211 WATERFALL CT
City	GASTONIA
State	NC
Zip	28056-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONE RIDGE L 21 15 115 008 20 000
Legal Subdivision	STONE RIDGE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1013
Census Tract	33306

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5211 WATERFALL CT, GASTONIA, NC 28056-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE LENDING LLC
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Book / Page	5150 / 1514
Last Transfer Date	May 17, 2025
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5211 WATERFALL CT, GASTONIA, NC 28056-8105
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 WATERFALL CT, GASTONIA, NC 28056-8105

Mortgage

Document Number	0056251250
Date	Mar 16, 2026
Book Page	5625/1250

Lender

Name	UNITED MORTGAGE LENDING LLC
Type	Mortgage Company
Address	999 W BIG BEAVER RD # 33, TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 27, 2020
Property Address	5211 WATERFALL CT, GASTONIA, NC 28056-8105
Document Number	0051501514
Book / Page	5150 / 1514
Map Reference	MB 58 PG 82
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 LORD CT, 308, CRAMERTON, NC 28032-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 WATERFALL CT, GASTONIA, NC 28056-8105

Mortgage

Document Number	51501517
Date	Aug 27, 2020
Instrument	5150/1517

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,979.00	$697,380 (-) Land $34,000 Building $663,380
2025	$4,979.00 (+2.74%)	$697,380 (-) Land $34,000 Building $663,380
2023	$4,846.00	$697,380 Land $34,000 Building $663,380
2021			$449,570 Land $32,000 Building $417,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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