5216 Palmera Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5216 Palmera Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,797 sqft · built 1996
Lot Size0.177 acres (7,709 sqft)
Owner2 Individual Names on Record
Last Sale$1,140,000 (Apr 2026)
Tax Bill$8,342 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN158-620-10-00

Property Details

APN / Parcel Number

Primary APN158-620-10-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,797 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area7,709 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5216 PALMERA DR
CityOCEANSIDE
StateCA
Zip92056-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-HD
Legal DescriptionLOT 10 TR 013241
Legal SubdivisionPALMERA
Legal Tract013241
Legal Block3
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Grant Deed, Transfer · Conventional Mortgage
AMWEST FUNDING CORPORATION
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Nov 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleNov 10, 2003 · Amount on Record
Deed Document Number2026107798
Prior Transfer DateNov 4, 2017
Prior Transfer Doc0000518147
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2026
Property Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116
Document Number0000107798
Instrument DateMar 30, 2026
Instrument2026107798
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126,654.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116
InvestorPossibly a Property Investor

Mortgage

Document Number0000107799,
DateApr 17, 2026
Instrument2026107799
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116

Mortgage

Document Number0000551284
DateSep 18, 2020
Instrument2020-0551284
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 6, 2017
Property Address5216 PALMERA DR, OCEANSIDE, CA 92056-2116
Document Number0000518147
Instrument DateNov 4, 2017
Instrument518147
Transaction TypeTransfer
Record UpdatedNov 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5216 PALMERA DR OCEANSIDE CA 920562116, OCEANSIDE, CA 92056-2116

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$741,031 (+2%) Land $377,041 Building $363,990
2025$8,342.00 (+5.93%) Homeowner's exemption$726,502 (+4.04%) Land $369,649 Building $356,853
2024$7,875.00 (+2.43%)
2023$7,688.00 (+0.26%) Homeowner's exemption$698,293 Land $355,296 Building $342,997
2022$7,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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