San Diego County property record for 5212 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,664 sqft · built 1996 |
| Lot Size | 0.227 acres (9,870 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $545,000 (Feb 2014) |
| Tax Bill | $3,801 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2026 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-620-09-00 |
| Primary APN | 158-620-09-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,664 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 9,870 sqft (0.227 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5212 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 9 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 23, 2026 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| May 30, 2023 | Intrafamily Transfer, Transfer |
| Feb 20, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2014 · Amount on Record |
| Deed Sale | Feb 21, 2014 · Amount on Record |
| Prior Sale | Mar 31, 2000 · Amount on Record |
| Deed Document Number | 201472408 |
| Last Transfer Date | May 25, 2023 |
| Transfer Doc | 0000140377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000696665 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-0696665 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 23, 2026 |
| Property Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000019909 |
| Map Reference | MAP 13241 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-0019909 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000019910 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026-0019910 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 30, 2023 |
| Property Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000140377 |
| Map Reference | MAP 13241 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023-0140377 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000084576 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-0084576 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5212 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000634898 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-0634898 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $681,444 (+2%) Land $242,580 Building $438,864 | |
| 2025 | $3,801.00 (+3.51%) | $668,083 (+4.04%) Land $237,824 Building $430,259 |
| 2023 | $3,672.00 (-4.33%) | $642,142 Land $228,590 Building $413,552 |
| 2022 | $3,838.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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