San Diego County property record for 5205 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.336 acres (14,623 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $239,000 (Mar 1996) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-620-20-00 |
| Primary APN | 158-620-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 14,623 sqft (0.336 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5205 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 20 TR 013241 |
| Legal Subdivision | OFAMENDED MAP |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5205 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 26, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VISION QUEST LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1996 · Amount on Record |
| Deed Sale | Mar 25, 1996 · Amount on Record |
| Deed Document Number | 1996143925 |
| Last Transfer Date | Jan 3, 2025 |
| Transfer Doc | 0000006192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 26, 2026 |
| Property Address | 5205 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000250721 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026250721 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 5205 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5205 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000609902 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5205 PALMERA DR OCEANSIDE CA 920562117, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000609902 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 609902 |
| Name | VISION QUEST LNDG |
|---|---|
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,666 (+2%) Land $71,420 Building $360,246 | |
| 2025 | $4,916.00 (+8.4%) Homeowner's exemption | $423,203 (+4.04%) Land $70,020 Building $353,183 |
| 2023 | $4,535.00 (+0.27%) Homeowner's exemption | $406,771 Land $67,302 Building $339,469 |
| 2022 | $4,523.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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