5216 Palermo Dr, Austin, TX 78738 Property Records

Travis County property record for 5216 Palermo Dr, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,872 sqft · built 2016
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$722,456 (May 2026)
Tax Bill	$13,050 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0121780420`

Property Details

APN / Parcel Number

Primary APN	`0121780420`
Alternative APNs	`01217804200000` `867683`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,383 sqft
1st Floor Area	2,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	867683
Street Address	5216 PALERMO DR
City	BEE CAVE
State	TX
Zip	78738-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK C TERRA COLINAS PHS 1 AMD
Legal Subdivision	TERRA COLINAS PHS 1 AMD
Legal Block	C
Legal Lot Number	24
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1049
Census Tract	36500

Owner

Source: Travis County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5216 PALERMO DR, BEE CAVE, TX 78738-4117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 14, 2026	Deed, Transfer · Conventional Mortgage HSBC BANK USA N A
Mar 28, 2017	Warranty Deed, Subdivision Related Transfer M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	202656686
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5216 PALERMO DR, BEE CAVE, TX 78738-4117
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111278
Date	May 18, 2021
Instrument	2021111278

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TRAVIS TX
Recording Date	May 14, 2026
Property Address	5216 PALERMO DR, AUSTIN, TX 78738-4117
Document Number	0000056686
Instrument Date	May 13, 2026
Instrument	2026.56686
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 PALERMO DR, AUSTIN, TX 78738-4117

Mortgage

Document Number	0000056687,
Date	May 14, 2026
Instrument	2026..56687

Lender

Name	HSBC BANK USA N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Mar 28, 2017
Property Address	5216 PALERMO DR, BEE CAVE, TX 78738-4117
Document Number	0000048867
Instrument Date	Mar 24, 2017
Instrument	48867
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5216 PALERMO DR BEE CAVE TX 787384117, BEE CAVE, TX 78738-4117

Mortgage

Document Number	48868
Date	Mar 28, 2017
Instrument	48868

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,050.00 (-4.58%) Homeowner's exemption	$701,705 (-13.96%) Land $210,000 Building $491,705	$701,705 (-13.96%) Land $210,000 Building $491,705
2024	$13,676.00 (+11.91%)
2023		$815,526 Land $72,500 Building $743,026	$815,526 Land $72,500 Building $743,026
2022	$12,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 18 serves 1,491 people · EPA ID TX2270403
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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