5209 Palermo Dr, Austin, TX 78738 Property Records

Travis County property record for 5209 Palermo Dr, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,072 sqft · built 2017
Lot Size	0.2 acres (8,751 sqft)
Owner	Individual Name on Record
Tax Bill	$15,836 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0121780301`

Property Details

APN / Parcel Number

Primary APN	`0121780301`
Alternative APNs	`01217803010000` `867677`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,072 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	2,258 sqft
2nd Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,751 sqft (0.2 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	867677
Street Address	5209 PALERMO DR
City	AUSTIN
State	TX
Zip	78738-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK F TERRA COLINAS PHS 1 AMD
Legal Subdivision	TERRA COLINAS PHS 1 AMD
Legal Phase	1
Legal Block	F
Legal Lot Number	6
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1002
Census Tract	36500

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5209 PALERMO DR, AUSTIN, TX 78738-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 14, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CHATTANOOGA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017
Deed Sale	Dec 14, 2017
Deed Document Number	2017197489
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5209 PALERMO DR, AUSTIN, TX 78738-4117
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202187
Date	Oct 26, 2020
Instrument	2020202187

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Dec 14, 2017
Property Address	5209 PALERMO DR, AUSTIN, TX 78738-4117
Document Number	0000197489
Map Reference	DOC201600154
Instrument Date	Dec 12, 2017
Instrument	2017197489
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 DALLAS PKWY STE 300, 15725, ADDISON, TX 75001-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 PALERMO DR, AUSTIN, TX 78738-4117

Mortgage

Document Number	0000197490
Date	Dec 14, 2017
Instrument	2017197490

Lender

Name	CHATTANOOGA FIRST FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$781,224 (-23.26%) Land $215,104 Building $566,120	$781,224 (-23.26%) Land $215,104 Building $566,120
2024	$15,836.00 (+12.46%)
2023		$1,018,006 Land $72,500 Building $945,506	$1,018,006 Land $72,500 Building $945,506
2022	$14,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 18 serves 1,491 people · EPA ID TX2270403
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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