5105 Palermo Dr, Austin, TX 78738 Property Records

Travis County property record for 5105 Palermo Dr, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,442 sqft · built 2018
Lot Size	0.2 acres (8,751 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,213 (2024)
Deeds & Mortgages	Mar 2022 Second Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0123780504`

Property Details

APN / Parcel Number

Primary APN	`0123780504`
Alternative APNs	`01237805040000` `867674`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,442 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	2,921 sqft
2nd Floor Area	521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,751 sqft (0.2 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	867674
Street Address	5105 PALERMO DR
City	AUSTIN
State	TX
Zip	78738-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK F TERRA COLINAS PHS 1 AMD
Legal Subdivision	TERRA COLINAS PHS 1 AMD
Legal Phase	1
Legal Block	F
Legal Lot Number	3
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1002
Census Tract	36500

Owner

5105 Palermo Dr is owned and occupied by two individuals who acquired it in August 2018.

Source: Travis County records, as of November 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5105 PALERMO DR, AUSTIN, TX 78738-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A+ FCU
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage HOME FEDERAL BANK
Nov 20, 2018	Grant Deed, Subdivision Related Transfer ADVISA MTG SVCS
Aug 23, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage ADVISA MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018
Deed Sale	Aug 23, 2018
Deed Document Number	2018134856
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5105 PALERMO DR, AUSTIN, TX 78738-4116
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037662
Date	Mar 1, 2022
Instrument	2022037662

Lender

Name	A+ FCU
Type	Credit Union
Address	AUSTIN, TX 78723

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5105 PALERMO DR, AUSTIN, TX 78738-4116
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044502
Date	Mar 18, 2020
Instrument	2020044502

Lender

Name	HOME FEDERAL BANK
Type	Bank
Address	SHREVEPORT, LA 71101

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	TRAVIS TX
Recording Date	Nov 20, 2018
Property Address	5105 PALERMO DR, AUSTIN, TX 78738-4116
Document Number	0000181197
Instrument Date	Nov 16, 2018
Instrument	181197
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5101 PALERMO DR BEE CAVE TX 787384116, BEE CAVE, TX 78738-4116

Mortgage

Document Number	181198
Date	Nov 20, 2018
Instrument	181198

Lender

Name	ADVISA MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	TRAVIS TX
Recording Date	Aug 23, 2018
Property Address	5105 PALERMO DR, AUSTIN, TX 78738-4116
Document Number	0000134856
Instrument Date	Aug 23, 2018
Instrument	134856
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5105 PALERMO DR AUSTIN TX 787384116, AUSTIN, TX 78738-4116

Mortgage

Document Number	134857
Date	Aug 23, 2018
Instrument	134857

Lender

Name	ADVISA MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$788,253 Land $215,104 Building $573,149	$788,253 Land $215,104 Building $573,149
2024	$20,213.00
2023		$939,423 Land $72,500 Building $866,923	$939,423 Land $72,500 Building $866,923
2022	$23,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5105 Palermo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5105 Palermo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 18 serves 1,491 people · EPA ID TX2270403
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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