5216 Kirkwall Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 5216 Kirkwall Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2020)
Tax Bill	$9,414 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-03-J-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-03-J-2`
Alternative APNs	`26-36-26-03-0000J.0-0002.00` `3012866`

Interior

Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	3,461 sqft
1st Floor Area	2,574 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	653 sqft
Porch	Finished/Open Porch
Porch Area	234 sqft

Location & Zoning

Account Number	3012866
Street Address	5216 KIRKWALL CIR
City	MELBOURNE
State	FL
Zip	32940-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST. ANDREWS MANOR PHASE THREE LOT 2 BLK J
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	ST. ANDREWS MANOR PHASE THREE
Legal Phase	3
Legal Block	J
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MC FINANCIAL INC
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage MC FINANCIAL INC
May 16, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	2020175653
Deed Book / Page	8825 / 2685
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299

Mortgage

Document Number	0093432612
Date	Dec 2, 2021
Book Page	9343/2612
Instrument	2021314013

Lender

Name	MC FINANCIAL INC
Type	Mortgage Company
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 14, 2020
Property Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Document Number	0088252685
Book / Page	8825 / 2685
Map Reference	MB 62 PG 9-12
Instrument Date	Jul 31, 2020
Instrument	2020175653
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5216 KIRKWALL CIR, 5216, MELBOURNE, FL 32940-1299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299

Mortgage

Document Number	88252687
Date	Aug 14, 2020
Instrument	8825/2687

Lender

Name	MC FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 16, 2019
Property Address	5216 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Document Number	0084410720
Book / Page	008441 / 000720
Instrument Date	May 16, 2019
Instrument	105964
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5216 KIRKWALL CIR MELBOURNE FL 329401299, MELBOURNE, FL 32940-1299

Mortgage

Document Number	84410722
Date	May 16, 2019
Book Page	008441/000722
Instrument	105965

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,490 (-2.8%)	$683,490 (-2.8%)
2025	$9,414.00 (+23.09%)	$703,200 (+6.93%) Land $195,000 Building $508,200	$703,200 (+6.93%) Land $195,000 Building $508,200
2023	$7,648.00 (+14.27%)	$657,610 (+8.29%) Land $155,000 Building $502,610	$657,610 (+8.29%) Land $155,000 Building $502,610
2022	$6,693.00	$607,290 Land $140,000 Building $467,290	$607,290 Land $140,000 Building $467,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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