5207 Kirkwall Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 5207 Kirkwall Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	2,154 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,800 (Feb 2018)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-03-I-16`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-03-I-16`
Alternative APNs	`26-36-26-03-0000I.0-0016.00` `3012854`

Interior

Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,154 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	629 sqft
Porch	Finished/Open Porch
Porch Area	321 sqft

Location & Zoning

Account Number	3012854
Street Address	5207 KIRKWALL CIR
City	MELBOURNE
State	FL
Zip	32940-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST. ANDREWS MANOR PHASE THREE LOT 16 BLK I
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	ST. ANDREWS MANOR PHASE THREE
Legal Phase	3
Legal Block	I
Legal Lot Number	16
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Dec 2, 2020	Loan Modification, Mortgage · Conventional Mortgage LAUNCH CU
Apr 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAUNCH FEDERAL CU
Feb 19, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2018 · Amount on Record
Deed Sale	Feb 19, 2018 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	201837224
Deed Book / Page	8094 / 2769
Last Transfer Date	Mar 30, 2020
Transfer Doc	0087072079
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299

Mortgage

Document Number	0098481120
Date	Jul 28, 2023
Book Page	9848/1120
Instrument	2023158732

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2038

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Document Number	0089561168
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 KIRKWALL CIR MELBOURNE FL 329401299, MELBOURNE, FL 32940-1299

Mortgage

Document Number	0089561168
Date	Dec 18, 2020
Book Page	008956/001168
Instrument	284588

Lender

Name	LAUNCH CU
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2045

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Apr 1, 2020
Property Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Document Number	0087072079
Book / Page	8707 / 2079
Map Reference	MB 62 PG 9-12
Instrument Date	Mar 30, 2020
Instrument	2020075553
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299

Mortgage

Document Number	87072081
Date	Apr 1, 2020
Instrument	8707/2081

Lender

Name	LAUNCH FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 19, 2018
Property Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299
Document Number	0080942769
Book / Page	8094 / 2769
Map Reference	MB62 PG9-12
Instrument Date	Feb 16, 2018
Instrument	2018037224
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,029.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 S APOLLO BLVD STE 100, 780, MELBOURNE, FL 32901-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5207 KIRKWALL CIR, MELBOURNE, FL 32940-1299

Mortgage

Document Number	0080942771
Date	Feb 19, 2018
Book Page	8094/2771
Instrument	2018037225

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,080 (+2.7%)	$620,840 (-2.69%)
2025	$5,479.00 (+6.22%) Homeowner's exemption	$422,670 (+5.99%)	$638,030 (+7.56%)
2024	$5,158.00 (+1.48%)
2023	$5,083.00 (+7.3%) Homeowner's exemption	$398,800 (+3%)	$593,210 (+8.51%) Land $155,000 Building $438,210
2022	$4,737.00 Homeowner's exemption	$387,190	$546,700 Land $140,000 Building $406,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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