5197 Kirkwall Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 5197 Kirkwall Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	2,558 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,049,000 (Aug 2025)
Tax Bill	$6,406 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-03-I-17`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-03-I-17`
Alternative APNs	`26-36-26-03-0000I.0-0017.00` `3012855`

Interior

Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	2,558 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	653 sqft
Porch	Finished/Open Porch
Porch Area	234 sqft

Location & Zoning

Account Number	3012855
Street Address	5197 KIRKWALL CIR
City	MELBOURNE
State	FL
Zip	32940-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST. ANDREWS MANOR PHASE THREE LOT 17 BLK I
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	ST. ANDREWS MANOR PHASE THREE
Legal Phase	3
Legal Block	I
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
May 15, 2019	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Apr 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 11, 2017	Warranty Deed, Subdivision Related Transfer PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	2025161774
Deed Book / Page	10405 / 2992
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 12, 2025
Property Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0104052992
Book / Page	10405 / 2992
Map Reference	MB 62 PG 9
Instrument Date	Aug 12, 2025
Instrument	2025161774
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 KAMIN DR, MELBOURNE, FL 32940-6565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298

Mortgage

Document Number	0000104061
Date	Aug 12, 2025
Instrument	10406/1

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0084822816
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5197 KIRKWALL CIR MELBOURNE FL 329401298, MELBOURNE, FL 32940-1298

Mortgage

Document Number	0084822816
Date	Jul 9, 2019
Book Page	008482/002816
Instrument	148141

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2034

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 3, 2019
Property Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0084042953
Book / Page	008404 / 002953
Instrument Date	Apr 2, 2019
Instrument	67973
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5197 KIRKWALL CIR MELBOURNE FL 329401298, MELBOURNE, FL 32940-1298

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 11, 2017
Property Address	5197 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0079582492
Book / Page	007958 / 002492
Instrument Date	Aug 10, 2017
Instrument	168477
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5197 KIRKWALL CIR MELBOURNE FL 329401298, MELBOURNE, FL 32940-1298

Mortgage

Document Number	79582494
Date	Aug 11, 2017
Book Page	007958/002494
Instrument	168478

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,760 (+63.52%)	$803,760 (+1.97%)
2025	$6,406.00 (+7.77%) Homeowner's exemption	$491,530 (+5.99%)	$788,200 (+5.6%) Land $195,000 Building $593,200
2023	$5,944.00 (+30.47%) Homeowner's exemption	$463,770 (+26.65%)	$746,380 (+23.43%) Land $155,000 Building $591,380
2022	$4,556.00 Homeowner's exemption	$366,180	$604,680 Land $140,000 Building $464,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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