McHenry County property record for 5215 N Lake St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,149 sqft · built 1995 |
| Lot Size | 0.221 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Sep 2025) |
| Tax Bill | $5,419 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-452-047 |
| Primary APN | 10-05-452-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.221 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 530 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 5215 N LAKE ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0023796 LT 25 THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Subdivision | THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Block | 452 |
| Legal Lot Number | 25 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CHICAGO COMMUNITY LOAN FUND |
| Jun 29, 2017 | Warranty Deed, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2017 |
| Prior Transfer Date | Jun 27, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2025 |
| Property Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000025543 |
| Map Reference | DOC 221821 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025R0025543 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | GREATER ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025544 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025R0025544 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006437 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017R0006437 |
| Name | CHICAGO COMMUNITY LOAN FUND |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60602 |
| Type | Commercial Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 29, 2017 |
| Property Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000023796 |
| Map Reference | MB10 PG115 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017R0023796 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29W225 NORTH AVE, 29W225, WEST CHICAGO, IL 60185-1340 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5215 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000023797 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017R0023797 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate | 4.5% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,419.00 | $81,015 (+41.08%) Land $5,953 Building $75,062 | $243,045 (+41.08%) Land $17,859 Building $225,186 |
| 2022 | $57,426 Land $13,165 Building $44,261 | $172,278 Land $39,495 Building $132,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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