McHenry County property record for 5206 N Lake St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,448 sqft · built 1970 |
| Lot Size | 0.267 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $166,000 (Jul 1996) |
| Tax Bill | $6,810 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-454-005 |
| Primary APN | 10-05-454-005 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,448 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,326 sqft (0.267 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 200 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5206 N LAKE ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0016628 LT 32 THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Subdivision | THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Block | 454 |
| Legal Lot Number | 32 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
Source: McHenry County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5206 N LAKE ST, MCHENRY, IL 60050-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1996 · Amount on Record |
| Deed Sale | Jul 31, 1996 · Amount on Record |
| Deed Document Number | 199696R-039524 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0000016628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5206 N LAKE ST, MCHENRY, IL 60050-7753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5206 N LAKE ST, MCHENRY, IL 60050-7753 |
| Document Number | 0000004103 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026R0004103 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD, IL 60015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,810.00 | $109,797 (+29.23%) Land $36,657 Building $73,140 | $329,391 (+29.23%) Land $109,971 Building $219,420 |
| 2022 | Homeowner's exemption | $84,964 Land $30,468 Building $54,496 | $254,892 Land $91,404 Building $163,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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