McHenry County property record for 5205 N Lake St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,177 sqft · built 1955 |
| Lot Size | 0.229 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,500 (Aug 2026) |
| Tax Bill | $5,575 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2026 Foreclosure + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-05-452-042 |
| Primary APN | 10-05-452-042 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| 1st Floor Area | 1,177 sqft |
| Basement Area | 1,177 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,583 sqft (0.229 acres) |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 5205 N LAKE ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0037939 LT 30 THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Subdivision | THELENS FAIRVIEW SUB 2ND ADDN |
| Legal Block | 452 |
| Legal Lot Number | 30 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
Source: McHenry County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Feb 20, 2026 | Foreclosure Foreclosure Auction |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2026 · Amount on Record |
| Deed Document Number | 202624068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 18, 2026 |
| Property Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000024068 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202624068 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,373.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000024069, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202624069 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 20, 2026 |
| Property Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000004649 |
| Map Reference | MB10 PG115 DOC221821 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026R0004649 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2020 |
| Property Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Document Number | 0000037939 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 2020R0037939 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 N LAKE ST, MCHENRY, IL 60050-7754 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037940 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020R0037940 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,575.00 | $83,342 (+24.69%) Land $19,529 Building $63,813 | $250,026 (+24.69%) Land $58,587 Building $191,439 |
| 2022 | $66,839 Land $16,232 Building $50,607 | $200,517 Land $48,696 Building $151,821 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 741.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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