5206 Ladybug Ln, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 5206 Ladybug Ln, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2,839 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$353,550 (Feb 2017)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071K-B-048.00-000`

Property Details

APN / Parcel Number

Primary APN	`071K-B-048.00-000`
Alternative APNs	`071K B 04800` `R0109788`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,839 sqft Living Area
1st Floor Area	1,928 sqft
Upper Floors Area	911 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	170 ft deep x 48.4 ft wide
Garage Type	Attached
Garage Area	567 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0109788
Street Address	5206 LADYBUG LN
City	MURFREESBORO
State	TN
Zip	37129-3795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THISTLE DOWNS SEC 3
Legal Lot Number	115
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	3
Census Block	3034
Census Tract	40309

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5206 LADYBUG LN, MURFREESBORO, TN 37129-3795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FEDERAL CREDIT UNION
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY MTG INC
Feb 22, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	20172070095
Deed Book / Page	1549 / 2260
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	May 12, 2026
Property Address	5206 LADYBUG LN, MURFREESBORO, TN 37129-3795
Document Number	0002648749
Book / Page	2643 / 2846
Instrument Date	May 4, 2026
Instrument	20262648749
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 LADYBUG LN, MURFREESBORO, TN 37129-3795

Mortgage

Document Number	0002648749,
Date	May 12, 2026
Book Page	2643/2846
Instrument	20262648749

Lender

Name	ASCEND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5206 LADYBUG LN, MURFREESBORO, TN 37129-3795
Document Number	RB18372805
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5206 LADYBUG LN MURFREESBORO TN 371293795, MURFREESBORO, TN 37129-3795

Mortgage

Document Number	RB18372805
Date	Nov 19, 2019
Book Page	001837/002805
Instrument	2241663

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 22, 2017
Property Address	5206 LADYBUG LN, MURFREESBORO, TN 37129-3795
Document Number	RB15492260
Book / Page	001549 / 002260
Instrument Date	Feb 21, 2017
Instrument	2070095
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2017
Title Company	WATERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,308.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5206 LADYBUG LN MURFREESBORO TN 371293795, MURFREESBORO, TN 37129-3795

Mortgage

Document Number	RB15492262
Date	Feb 22, 2017
Book Page	001549/002262
Instrument	2070096

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,075 (+25.8%) Land $35,000 Building $110,075	$580,300 (+25.8%) Land $140,000 Building $440,300
2025	$3,263.00	$115,325 (-) Land $16,250 Building $99,075
2023	$3,263.00	$115,325 Land $16,250 Building $99,075	$461,300 (-) Land $65,000 Building $396,300
2022			$461,300 Land $65,000 Building $396,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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