5215 Breakwater Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5215 Breakwater Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1962
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$724,000 (Aug 2017)
Tax Bill	$10,181 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`191-0-085-185`

Property Details

APN / Parcel Number

Primary APN	`191-0-085-185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Location & Zoning

Street Address	5215 BREAKWATER WAY
City	OXNARD
State	CA
Zip	93035-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 127701 LOT: 89 REF: 029MR 061
Legal Subdivision	TRACT NO 1277 1
Legal Tract	127701
Legal Block	85
Legal Lot Number	89
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1012
Census Tract	3615

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13541 DELANO ST, VAN NUYS, CA 91401-3033
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 3, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2017103946
Last Transfer Date	Jan 31, 2020
Transfer Doc	0000014810
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5215 BREAKWATER WAY, OXNARD, CA 93035-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13541 DELANO ST, VAN NUYS, CA 91401-3033

Mortgage

Document Number	0000158479
Date	Sep 30, 2020
Instrument	20200930-00158479

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 19, 2021
Property Address	5215 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000009854
Instrument Date	Jan 13, 2021
Instrument	9854
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13541 DELANO ST VALLEY GLEN CA 914013033, VALLEY GLEN, CA 91401-3033

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 3, 2020
Property Address	5215 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000014810
Instrument Date	Jan 31, 2020
Instrument	14810
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13541 DELANO ST VAN NUYS CA 914013033, VAN NUYS, CA 91401-3033

Mortgage

Document Number	14811
Date	Feb 3, 2020
Instrument	14811

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2017
Property Address	5215 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000103946
Instrument Date	Aug 4, 2017
Instrument	103946
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5215 BREAKWATER WAY OXNARD CA 930351804, OXNARD, CA 93035-1804

Mortgage

Document Number	103947
Date	Aug 11, 2017
Instrument	103947

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,759 (+2%) Land $546,055 Building $293,704
2025	$10,181.00 (+2.22%)	$823,294 (+4.04%) Land $535,348 Building $287,946
2024	$9,960.00 (+3.79%)
2023	$9,596.00 (+3.12%)	$791,325 Land $514,560 Building $276,765
2022	$9,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 units insured incl. 4 condo units
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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