5201 Winters Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 5201 Winters Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1950
Lot Size	1.27 acres (55,344 sqft)
Owner	Trust Name on File
Last Sale	$200,000 (Jun 2022)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-605.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-605.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,344 sqft
Lot Dimensions	75 ft deep x 733 ft wide
Garage Type	Attached
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999920605.00
Street Address	5201 WINTERS LN
City	COLD SPRING
State	KY
Zip	41076-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	733.13 X 75.49 X 745.39 X 75
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

5201 Winters Ln is owner-occupied and held in a trust since October 2025.

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer
Jun 30, 2022	Warranty Deed, Transfer
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	0005155738
Deed Book / Page	D840 / 156
Last Transfer Date	Oct 31, 2025
Transfer Doc	0006000902
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Oct 31, 2025
Property Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713
Document Number	0006000902
Book / Page	D878 / 145
Instrument Date	Oct 17, 2025
Instrument	6000902
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 30, 2022
Property Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713
Document Number	0005155738
Book / Page	D840 / 156
Instrument Date	Jun 30, 2022
Instrument	5155738
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 HIGHLAND AVE APT 4101, 940, FORT THOMAS, KY 41075-4170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5201 WINTERS LN, COLD SPRING, KY 41076-5713
Document Number	0005055304
Book / Page	002106 / 000421
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5201 WINTERS LN COLD SPRING KY 410765713, COLD SPRING, KY 41076-5713

Mortgage

Document Number	0005055304
Date	Apr 19, 2017
Book Page	002106/000421
Instrument	5055304

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5201 Winters Ln was $2,424, down 1.3% from the year before.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00 (-1.3%)	$200,000 (-) Land $75,000 Building $125,000	$200,000 (-) Land $75,000 Building $125,000
2024	$2,456.00 (+2.33%)	$200,000 (-) Land $75,000 Building $125,000	$200,000 (-) Land $75,000 Building $125,000
2023	$2,400.00 (+97.21%)	$200,000 (+45.01%) Land $75,000 Building $125,000	$200,000 (+45.01%) Land $75,000 Building $125,000
2022	$1,217.00 Homeowner's exemption	$137,920 Land $40,000 Building $97,920	$137,920 Land $40,000 Building $97,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5201 Winters Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5201 Winters Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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