Island County property record for 5214 Bounty Loop, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1978 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $581 (2026) |
| Deeds & Mortgages | Jul 2020 Reverse Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00022-0 |
| Primary APN | S7540-00-00022-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 87,556 sqft (2.01 acres) |
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5214 BOUNTY LOOP |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 LOT 22 |
| Legal Subdivision | MUTINY BAY PK |
| Legal Tract | 22 |
| Legal Lot Number | 22 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971302 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 631, FREELAND, WA 98249-0631 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage I&S HOLDINGS LLC |
| Jan 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2020 |
| Transfer Doc | 0004491382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 16, 2020 |
| Property Address | 5214 BOUNTY LOOP, FREELAND, WA 98249 |
| Document Number | 0004491382 |
| Map Reference | VOL 8 PG 46&47 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 4491382 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5214 BOUNTY LOOP, FREELAND, WA 98249 |
| Document Number | 0004491383 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 4491383 |
| Name | I&S HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 856 Months |
| Due | Nov 16, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jan 11, 2017 |
| Property Address | 5214 BOUNTY LOOP, FREELAND, WA 98249 |
| Document Number | 0004414941 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 4414941 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581.00 (-36.57%) | ||
| 2025 | $492,557 (+1.97%) Land $250,000 Building $242,557 | $492,557 (+1.97%) Land $250,000 Building $242,557 | |
| 2023 | $916.00 Senior Citizen's exemption | $483,060 (+11.34%) Land $230,000 Building $253,060 | $483,060 (+11.34%) Land $230,000 Building $253,060 |
| 2022 | $433,846 Land $200,000 Building $233,846 | $433,846 Land $200,000 Building $233,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people · EPA ID WA5357740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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