Island County property record for 5174 Bounty Loop, Freeland, WA 98249
| Property Type | Mobile Home |
|---|---|
| Details | 1,296 sqft · built 1986 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,000 (Jan 2019) |
| Tax Bill | $2,174 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00011-1 |
| Primary APN | S7540-00-00011-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5174 BOUNTY LOOP |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9627 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 LOT 1 SP 88-15.S7540.00-00011-0 V3 SP P182 AF#88013420 |
| Legal Subdivision | MUTINY BAY PK |
| Legal Lot Number | 1 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971302 |
Source: Island County assessment roll, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jan 31, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Prior Sale | Dec 6, 2012 · Amount on Record |
| Deed Document Number | 20194458625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 3, 2026 |
| Property Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Document Number | 0004601354 |
| Instrument Date | May 23, 2026 |
| Instrument | 20264601354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Document Number | 0004601354, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20264601354 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0004499112 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 4499112 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jan 31, 2019 |
| Property Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Document Number | 0004458625 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 4458625 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | PREMIER TITLE OF ISLAND COUN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,757.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5174 BOUNTY LOOP, FREELAND, WA 98249-9627 |
| Document Number | 0004458626 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 4458626 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Number | 0004458627 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 4458627 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,174.00 (+18.86%) | $317,066 (+4.94%) Land $250,000 Building $67,066 | $317,066 (+4.94%) Land $250,000 Building $67,066 |
| 2023 | $1,829.00 | $302,127 (+12.42%) Land $230,000 Building $72,127 | $302,127 (+12.42%) Land $230,000 Building $72,127 |
| 2022 | $268,753 Land $200,000 Building $68,753 | $268,753 Land $200,000 Building $68,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people · EPA ID WA5357740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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