Island County property record for 5234 Bounty Loop, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,360 sqft · built 1976 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,000 (Jul 2020) |
| Tax Bill | $4,015 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00023-1 |
| Primary APN | S7540-00-00023-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Carport |
| Garage Area | 121 sqft |
| Carport | Carport |
| Carport Area | 121 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5234 BOUNTY LOOP |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 SL 1: W82.5 OF LOT 23 |
| Legal Subdivision | MUTINY BAY PK |
| Legal Lot Number | 23 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971302 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 20204491287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004567151 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 4567151 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004554397 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 4554397 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0004533815 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 4533815 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 15, 2020 |
| Property Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004491287 |
| Map Reference | VOL 8 PG 46 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 4491287 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,757.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5234 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004491288 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 4491288 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,015.00 (+33.21%) | ||
| 2025 | $506,994 (+1.91%) Land $250,000 Building $256,994 | $506,994 (+1.91%) Land $250,000 Building $256,994 | |
| 2023 | $3,014.00 | $497,504 (+11.24%) Land $230,000 Building $267,504 | $497,504 (+11.24%) Land $230,000 Building $267,504 |
| 2022 | $447,221 Land $200,000 Building $247,221 | $447,221 Land $200,000 Building $247,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people · EPA ID WA5357740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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