5204 Reflections Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 5204 Reflections Blvd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,464 sqft · built 2001
Lot Size	0.439 acres (19,136 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Aug 2016)
Tax Bill	$8,542 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0129315704`

Property Details

APN / Parcel Number

Primary APN	`0129315704`
Alternative APN	`U0527180HF000001000020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,464 sqft Heated Area
1st Floor Area	3,024 sqft
Upper Floors Area	440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,136 sqft (0.439 acres)
Lot Dimensions	208 ft deep x 92 ft wide
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	364 sqft
Porch	Open Porch
Porch Area	383 sqft
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0129315704
Street Address	5204 REFLECTIONS BLVD
City	LUTZ
State	FL
Zip	33558-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAROSA PHASE 2 LOT 2 BLOCK 1
Legal Range	18E
Legal Township	27S
Legal Section	05
Legal Subdivision	VILLAROSA PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11509

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5204 REFLECTIONS BLVD, LUTZ, FL 33558-9023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Prior Sale	Dec 29, 2000 · Amount on Record
Deed Document Number	2016296162
Deed Book / Page	24269 / 1757
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5204 REFLECTIONS BLVD, LUTZ, FL 33558-9023
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 REFLECTIONS BLVD, LUTZ, FL 33558-9023

Mortgage

Document Number	0000042160
Date	Jan 25, 2022
Instrument	2022042160

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,542.00 (+12.14%) Homeowner's exemption	$477,086 (+5.99%)	$701,889 (+4.3%) Land $197,971 Building $503,918
2023	$7,617.00 (+3.69%) Homeowner's exemption	$450,136 (+3%)	$672,920 (+13.21%) Land $187,552 Building $485,368
2022	$7,346.00 Homeowner's exemption	$437,025	$594,375 Land $125,035 Building $469,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	8 (1988–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20