4940 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4940 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,432 sqft · built 2012
Lot Size	16.5 acres (720,831 sqft)
Owner	Individual Name on Record
Tax Bill	$2,712 (2023)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0552900500`

Property Details

APN / Parcel Number

Primary APN	`0552900500`
Alternative APNs	`123207` `829689`

Interior

Building Area	2,432 sqft

Exterior

Year Built	Built 2012
Lot Area	720,831 sqft (16.5 acres)
Canopy	399 sqft

Location & Zoning

Account Number	829689
Street Address	4940 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4889
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	A0552BC H MILLARD, 9-5, ACRES 16.548 9-5,
Legal Subdivision	H MILLARD
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E SILVER FOX RD, NEWARK, DE 19702-1455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · Line of Credit JOE & SHARI SMITHERMAN
Jun 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017
Deed Sale	Jun 30, 2017
Deed Document Number	2017-00027165
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 31, 2020
Property Address	4940 CEDAR CREEK RD, TEMPLE, TX 76504-4889
Document Number	0000039136
Instrument Date	Jul 31, 2020
Instrument	39136
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 CEDAR CREEK RD TEMPLE TX 765044889, TEMPLE, TX 76504-4889

Mortgage

Document Number	39137
Date	Jul 31, 2020
Instrument	39137

Lender

Name	JOE & SHARI SMITHERMAN
Address	PO BOX 832, CAMERON, TX 76520-0832
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 30, 2042

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jun 30, 2017
Property Address	4940 CEDAR CREEK RD, TEMPLE, TX 76504-4889
Document Number	0000027165
Instrument Date	Oct 20, 2016
Instrument	27165
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E SILVER FOX RD NEWARK DE 197021455, NEWARK, DE 19702-1455

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,712.00 (+6.23%)	$212,775 Land $211,179 Building $1,596	$212,775 Land $211,179 Building $1,596
2022	$2,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Creek Rd

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