Nevada County property record for 521 Whiting St, Grass Valley, CA 95945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,512 sqft · built 1921 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $566,000 (Oct 2025) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-180-040-000 |
| Primary APN | 029-180-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 2,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 29-180-40-000 |
|---|---|
| Street Address | 521 WHITING ST |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95945-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTN LOT 6 BLK 13 S GV |
| Legal Subdivision | SOUTH GRASS VALLEY |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 602 |
521 Whiting St is owned by an individual who bought it in October 2025.
Source: Nevada County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 BANK ST, GRASS VALLEY, CA 95945-6523 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Oct 22, 2025 | Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Mar 17, 2010 · Amount on File |
| Deed Document Number | 202516584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Aug 17, 2026 |
| Property Address | 521 WHITING ST, GRASS VALLEY, CA 95945-7520 |
| Document Number | 0000013187 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202613187 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 WHITING ST, GRASS VALLEY, CA 95945-7520 |
| Document Number | 0000013187, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202613187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 521 WHITING ST, GRASS VALLEY, CA 95945-7520 |
| Document Number | 0000016584 |
| Map Reference | MB 120 PG 46 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 20250016584 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 BANK ST, GRASS VALLEY, CA 95945-6523 |
| Document Number | 0000016585 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 20250016585 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 521 Whiting St was $2,914.
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Municipality | Grass Valley City |
| Elementary School District | Grass Valley Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,000 (+108.81%) Land $120,000 Building $446,000 | ||
| 2025 | $2,914.00 Homeowner's exemption | $271,057 Land $77,441 Building $193,616 | |
| 2023 | $2,783.00 (+0.98%) Homeowner's exemption | $260,534 Land $74,435 Building $186,099 | $419,850 |
| 2022 | $2,756.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Whiting St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Whiting St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.
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