520 Whiting St, Grass Valley, CA 95945 Property Records

Nevada County property record for 520 Whiting St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,535 sqft · built 1931
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-230-016-000`

Property Details

APN / Parcel Number

Primary APN	`029-230-016-000`
Alternative APN	`29-230-16-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Traditional
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	29-230-16-000
Street Address	520 WHITING ST
City	GRASS VALLEY
State	CA
Zip	95945-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOTS 13,14 BLK 12 GV
Legal Subdivision	GRASS VALLEY
Legal Block	12
Legal Lot Number	13,14
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4008
Census Tract	602

Owner

520 Whiting St is owned and occupied by an individual who acquired it in March 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 22, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 22, 2019	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000013543
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Apr 20, 2021
Property Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521
Document Number	0000013543
Instrument Date	Mar 26, 2021
Instrument	20210013543
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521

Mortgage

Document Number	0000013544
Date	Apr 20, 2021
Instrument	20210013544

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001396
Date	Jan 19, 2017
Instrument	20170001396

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 22, 2019
Property Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521
Document Number	0000007100
Instrument Date	Mar 28, 2019
Instrument	7100
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	520 WHITING ST GRASS VALLEY CA 959457521, GRASS VALLEY, CA 95945-7521

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 22, 2019
Property Address	520 WHITING ST, GRASS VALLEY, CA 95945-7521
Document Number	0000007101
Instrument Date	Mar 26, 2019
Instrument	7101
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4795 REGENT BLVD IRVING TX 750632466, IRVING, TX 75063-2466

Mortgage

Document Number	7102
Date	Apr 22, 2019
Instrument	7102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 520 Whiting St was $1,895 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,066 (+2%) Land $63,948 Building $115,118
2025	$1,895.00 Homeowner's exemption	$175,556 Land $62,695 Building $112,861
2023	$1,809.00 (+1.01%) Homeowner's exemption	$168,741 Land $60,261 Building $108,480	$407,520
2022	$1,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Whiting St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Whiting St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.

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