Richland County property record for 521 Silver Spoon Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,090 sqft · built 2008 |
| Lot Size | 0.186 acres (8,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Oct 2016) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25906-06-44 |
| Primary APN | 25906-06-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Heated Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,124 sqft (0.186 acres) |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01943981 |
|---|---|
| Street Address | 521 SILVER SPOON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 28 65X125X65X125 #SU JACOBS CREEK PH 1 & 3 #PR RB1282-2545 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 28,65 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11425 |
Source: Richland County records · APN 25906-06-44
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Distribution, Transfer |
| Jun 22, 2021 | Deed of Distribution, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | Apr 21, 2008 · Amount on Record |
| Deed Document Number | 201682931 |
| Deed Book / Page | 2158 / 2326 |
| Last Transfer Date | Jun 16, 2021 |
| Transfer Doc | 0026330461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 29, 2022 |
| Property Address | 521 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0027392522 |
| Book / Page | 2739 / 2522 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022024700 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 22, 2021 |
| Property Address | 521 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0026330461 |
| Book / Page | 2633 / 461 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021040395 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 SILVER SPOON LN, ELGIN, SC 29045-7102 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (-11.1%) Homeowner's exemption | $178,700 (-) | $233,700 (-) Land $41,100 Building $192,600 |
| 2024 | $178,700 (+2,774.84%) | $233,700 (+50.39%) Land $41,100 Building $192,600 | |
| 2023 | $1,640.00 (+35.87%) | $6,216 (-0.06%) | $155,400 (-) |
| 2021 | $1,207.00 | $6,220 | $155,400 Land $36,000 Building $119,400 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114251, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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