Richland County property record for 516 Silver Spoon Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,162 sqft · built 2007 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $263,000 (Mar 2026) |
| Tax Bill | $7,980 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25906-09-05 |
| Primary APN | 25906-09-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Heated Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 946 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 366 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01944123 |
|---|---|
| Street Address | 516 SILVER SPOON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 17 63.7X125X63.8X126.7 #SU JACOBS CREEK PH 1 & 3 #PR RB1282-2545 |
| Legal Subdivision | JACOBS CREEK |
| Legal Phase | 1&3 |
| Legal Lot Number | 17,63 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Nov 29, 2022 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2022 | Warranty Deed, Transfer |
| Dec 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MTG |
| Dec 11, 2017 | Grant Deed, Transfer · Conventional Mortgage MIDLAND MTG |
| Jul 12, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 20269727 |
| Deed Book / Page | 3104 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 2, 2026 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0031040214 |
| Book / Page | 3104 / 214 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026009727 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $683.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2026009728 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026009728 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Number | 0031040240 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 3104/240 |
| Instrument | 2026009729 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 29, 2022 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0027983073 |
| Book / Page | 2798 / 3073 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022065225 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2022065226 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022065226 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 29, 2022 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0027662373 |
| Book / Page | 2766 / 2373 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022043150 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $588.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2265/3546 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 516 SILVER SPOON LN ELGIN SC 290457102, ELGIN, SC 29045-7102 |
| Document Number | 2265/3546 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 002265/003546 |
| Instrument | 2701 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 11, 2017 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2265/3542 |
| Book / Page | 002265 / 003542 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 92760 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 ELDERS POND CIR COLUMBIA SC 292298159, COLUMBIA, SC 29229-8159 |
| Document Number | 2265/3559 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 002265/003559 |
| Instrument | 92762 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 10, 2027 |
| Document Number | 2275/2664, |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 002275/002664 |
| Instrument | 3994 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 10, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 12, 2017 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2227/0088 |
| Book / Page | 002227 / 000088 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 51674 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 22, 2017 |
| Property Address | 516 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2221/2996 |
| Book / Page | 002221 / 002996 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 47120 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,980.00 (+2,068.48%) | $6,324 (-) | $235,600 (+49.02%) Land $41,100 Building $194,500 |
| 2023 | $368.00 (-77.64%) | $6,324 (+0.06%) | $158,100 (-) |
| 2021 | $1,646.00 | $6,320 | $158,100 Land $36,000 Building $122,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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