Richland County property record for 517 Silver Spoon Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,450 sqft · built 2007 |
| Lot Size | 0.186 acres (8,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Sep 2026) |
| Tax Bill | $2,174 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25906-06-45 |
| Primary APN | 25906-06-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Heated Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 1,090 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,124 sqft (0.186 acres) |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01943990 |
|---|---|
| Street Address | 517 SILVER SPOON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 27 65X125X65X125 #SU JACOBS CREEK PH 1 & 3 #PR RB1282-2545 |
| Legal Subdivision | JACOBS CREEK |
| Legal Phase | 1&3 |
| Legal Lot Number | 27,65 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11425 |
Source: Richland County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jan 6, 2022 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Jan 6, 2022 · Amount on Record |
| Deed Document Number | 202646659 |
| Deed Book / Page | 3167 / 1733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 17, 2026 |
| Property Address | 517 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0000046659 |
| Book / Page | 3167 / 1733 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202646659 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,154.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0000046660, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202646660 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 6, 2022 |
| Property Address | 517 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 0027042249 |
| Book / Page | 2704 / 2249 |
| Map Reference | MB 1282 PG 2545 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2022000904 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | SOUTHWESTERN TITLE COMPANY, SOUTHEASTERN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $678.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 SILVER SPOON LN, ELGIN, SC 29045-7102 |
| Document Number | 2022000905 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022000905 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,174.00 (-13.18%) | $10,440 (-96.07%) | $265,800 (-) Land $41,100 Building $224,700 |
| 2024 | $265,800 (+2,445.98%) Land $41,100 Building $224,700 | $265,800 (+1.84%) Land $41,100 Building $224,700 | |
| 2023 | $2,504.00 (+38.57%) | $10,440 (+47.25%) | $261,000 (+47.21%) |
| 2021 | $1,807.00 | $7,090 | $177,300 Land $36,000 Building $141,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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