521 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 521 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	5 bd · 5.75 ba · 3,853 sqft · built 1992
Lot Size	0.196 acres (8,514 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Sep 2020)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-19-028`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-19-028`
Alternative APN	`6514386`

Interior

Bedrooms	5 Beds
Full Baths	5.75 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,853 sqft Gross Area
1st Floor Area	1,147 sqft
2nd Floor Area	1,111 sqft
Basement Area	1,133 sqft
Finished Basement	1,031 sqft
Unfinished Basement	102 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,514 sqft (0.196 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 RYAN GULCH RD
City	SILVERTHORNE
State	CO
Zip	80498-5155
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-6
Legal Description	LOT 3A BLOCK 9 WILDERNEST SUB # 1 RESULB LOT 3
Legal Subdivision	WILDERNEST SUB
Legal Block	9
Legal Lot Number	3A
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

521 Ryan Gulch Rd, residential multi-family vacant land, is owned by two individuals who acquired it in June 2025.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12357 W AQUEDUCT DR, LITTLETON, CO 80127-4461
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jan 12, 2010 · Amount on File
Deed Document Number	20201234861
Last Transfer Date	Jun 18, 2025
Transfer Doc	0001353776
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	521 RYAN GULCH RD, SILVERTHORNE, CO 80498-5155
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1271796
Date	Oct 4, 2021
Instrument	1271796

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 14, 2020
Property Address	521 RYAN GULCH RD, SILVERTHORNE, CO 80498-5155
Document Number	0001234861
Map Reference	DOC 928498
Instrument Date	Sep 10, 2020
Instrument	1234861
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4126 LUONG FIELD CT, 4126, KATY, TX 77494-4465

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 25201, SILVERTHORNE, CO 80497-5201

Mortgage

Document Number	0001234862
Date	Sep 14, 2020
Instrument	1234862

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 521 Ryan Gulch Rd was $7,300, up 9.2% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (+9.23%)	$112,622 (+12.43%)	$1,656,200 Land $322,000 Building $1,334,200
2024	$6,683.00 (+0.97%)	$100,172 (-)
2023	$6,619.00 (+37.81%)	$100,172 (+50.45%)	$1,495,100 (+56.06%) Land $342,800 Building $1,152,300
2022	$4,803.00	$66,581	$958,000 Land $196,200 Building $761,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Ryan Gulch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Ryan Gulch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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