472 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 472 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	5 bd · 3.75 ba · 1,882 sqft · built 1980
Lot Size	0.162 acres (7,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Aug 2020)
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-10-012`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-10-012`
Alternative APN	`601581`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,882 sqft Gross Area
1st Floor Area	954 sqft
Basement Area	928 sqft
Finished Basement	928 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	7,056 sqft (0.162 acres)
Terrain	Rolling
View / Lot	Average

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	472 RYAN GULCH RD
City	SILVERTHORNE
State	CO
Zip	80498-5151
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-6
Legal Description	LOT 13B BLOCK 6 WILDERNEST SUB # 1 AMENDED RESUB LOT 13 BLOCK 6
Legal Subdivision	WILDERNEST SUB
Legal Block	6
Legal Lot Number	13B
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1003
Census Tract	101

Owner

Source: Summit County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11609 FAUBIAN LN, AUSTIN, TX 78717-4981
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage CU OF THE ROCKIES
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit SOOPER CU
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Document Number	20201232062
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	472 RYAN GULCH RD, SILVERTHORNE, CO 80498-5151
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1133711
Date	Feb 7, 2017
Instrument	1133711

Lender

Name	CU OF THE ROCKIES
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 16, 2027

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	472 RYAN GULCH RD, SILVERTHORNE, CO 80498-5151
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163122
Date	Feb 9, 2018
Instrument	1163122

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	472 RYAN GULCH RD, SILVERTHORNE, CO 80498-5151
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1164416
Date	Mar 5, 2018
Instrument	1164416

Lender

Name	SOOPER CU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 13, 2020
Property Address	472 RYAN GULCH RD, SILVERTHORNE, CO 80498-5151
Document Number	0001232062
Map Reference	DOC 386761
Instrument Date	Aug 7, 2020
Instrument	1232062
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1481, SILVERTHORNE, CO 80498-1481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11609 FAUBIAN LN, AUSTIN, TX 78717-4981

Mortgage

Document Number	0001232063
Date	Aug 13, 2020
Instrument	1232063

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,082.00 (-0.02%)	$62,974 (-2.95%)	$926,100 (-4.38%) Land $235,300 Building $690,800
2024	$4,083.00 (+0.96%)	$64,890 (+6.02%)	$968,500 (+6.02%) Land $249,400 Building $719,100
2023	$4,044.00 (+48.68%)	$61,205 (+62.27%)	$913,500 (+68.33%) Land $249,400 Building $664,100
2022	$2,720.00	$37,718	$542,700 Land $148,800 Building $393,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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