512 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 512 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	5 bd · 4.25 ba · 3,472 sqft · built 2007
Lot Size	0.147 acres (6,397 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,133 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Aug 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-21-028`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-21-028`
Alternative APN	`6514122`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,472 sqft Gross Area
1st Floor Area	1,422 sqft
2nd Floor Area	627 sqft
Basement Area	877 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,397 sqft (0.147 acres)
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 RYAN GULCH RD
City	SILVERTHORNE
State	CO
Zip	80498-5155
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-6
Legal Description	LOT 2B BLOCK 7 WILDERNEST SUB # 1 RESUB LOT 2
Legal Subdivision	WILDERNEST SUB
Legal Block	7
Legal Lot Number	2B
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1002
Census Tract	101

Owner

Source: Summit County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 S HARRISON ST, DENVER, CO 80209-3515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EINAT LLC
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EINAT LLC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	512 RYAN GULCH RD, SILVERTHORNE, CO 80498-5155
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 S HARRISON ST, DENVER, CO 80209-3515

Mortgage

Document Number	0001288371
Date	May 9, 2022
Instrument	1288371

Lender

Name	EINAT LLC
Type	Non-Lending Institution
Address	ENGLEWOOD, CO 80111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 3, 2023

Interest

Rate Type	Fixed Rate
Rate	11.7%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	512 RYAN GULCH RD, SILVERTHORNE, CO 80498-5155
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 S HARRISON ST, DENVER, CO 80209-3515

Mortgage

Document Number	1267095
Date	Aug 12, 2021
Instrument	1267095

Lender

Name	EINAT LLC
Type	Non-Lending Institution
Address	ENGLEWOOD, CO 80111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	512 RYAN GULCH RD, SILVERTHORNE, CO 80498-5155
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1253191
Date	Mar 19, 2021
Instrument	1253191

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,133.00 (+12.86%)	$94,628 (+16.18%)	$1,391,600 (+14.47%) Land $260,300 Building $1,131,300
2024	$5,434.00 (+0.97%)	$81,452 (-)
2023	$5,382.00 (+21.76%)	$81,452 (+32.92%)	$1,215,700 (+37.88%) Land $242,100 Building $973,600
2022	$4,420.00	$61,278	$881,700 Land $164,600 Building $717,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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