Kane County property record for 521 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,185 sqft Living Area |
| Lot Size | 8,448 sqft (0.194 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $308,000 (2026) |
| Tax Bill | $6,237.00 (2025) |
| Primary APN | 06-12-207-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,185 sqft Living Area |
| Gross Area | 2,130 sqft Gross Area |
| 1st Floor | 1,185 sqft 1st Floor |
| Basement Area | 945 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame Construction |
| Lot Area | 8,448 sqft (0.194 acres) |
| Depth X Width | 132 ft x 64 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 521 RIVER BLUFF RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK ADDN LOT 1 BLOCK 12 |
| Legal Subdivision | RIVERSIDE PARK ADDN |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-207-008
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 GIBBONS CT, SOUTH ELGIN, IL 60177-3074 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jul 31, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Doc Number | 20266745 |
| Prior Transfer Date | Mar 21, 2006 |
| Prior Transfer Doc | 0000058740 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 19, 2026 |
| Property Address | 521 RIVER BLUFF RD, ELGIN, IL 60120-2442 |
| Document Number | 0000006745 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026K006745 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 RIVER BLUFF RD, ELGIN, IL 60120-2442 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 521 RIVER BLUFF RD, ELGIN, IL 60120-2442 |
| Document Number | 0000006746 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026K006746 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 31, 2020 |
| Property Address | 521 RIVER BLUFF RD, ELGIN, IL 60120-2442 |
| Document Number | 0000042058 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2020K042058 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 W RIVER RD, ELGIN, IL 60123 |
| Document Number | 0000042059 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020K042059 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,237.00 (+4.38%) Homeowner's exemption | ||
| 2024 | $5,975.00 (+10.98%) Homeowner's exemption | $82,668 (+21.39%) Land $18,868 Building $63,800 | $248,103 (+21.44%) Land $56,627 Building $191,477 |
| 2022 | $5,384.00 (+4.67%) Homeowner's exemption | $68,099 (+6.96%) Land $15,543 Building $52,556 | $204,297 (+6.96%) Land $46,629 Building $157,668 |
| 2021 | $5,144.00 Homeowner's exemption | $63,668 Land $14,532 Building $49,136 | $191,004 Land $43,596 Building $147,408 |
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