521 Plover Pl, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 521 Plover Pl, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,738 sqft · built 1988
Lot Size	0.205 acres (8,934 sqft)
Owner	2 Individual Names on File
Last Sale	$536,000 (Jun 2021)
Tax Bill	$8,884 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-2717-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-2717-6`
Alternative APNs	`01-28-15-67999-000-2390` `281501679990002390` `152801679990002390` `R1374`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,738 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,738 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,934 sqft (0.205 acres)
Lot Dimensions	113 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1374
Street Address	521 PLOVER PL
City	PALM HARBOR
State	FL
Zip	34683-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PATTY ANN 1ST ADD LOT 239
Legal Range	15E
Legal Township	28S
Legal Section	1
Legal Subdivision	PATTY ANN 1ST ADD
Legal Tract	67999
Legal Lot Number	239
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	27207

Owner

521 Plover Pl is owned and occupied by two individuals who bought it in June 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 PLOVER PL, PALM HARBOR, FL 34683-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Dec 30, 1993 · Amount on File
Deed Document Number	2021214014
Deed Book / Page	21603 / 144
Prior Transfer Date	Sep 8, 2005
Prior Transfer Doc	0146171375
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 29, 2021
Property Address	521 PLOVER PL, PALM HARBOR, FL 34683-4830
Document Number	0216030144
Book / Page	21603 / 144
Map Reference	MB 83 PG 80
Instrument Date	Jun 23, 2021
Instrument	2021214014
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2297 MONACO LN APT 25, 2297, CLEARWATER, FL 33763-2523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 PALMER CIR, PALM HARBOR, FL 34685

Tax Assessment & Valuation

The 2025 property tax bill for 521 Plover Pl was $8,884 with a homeowner's exemption, up 4.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,884.00 (+4.22%) Homeowner's exemption	$522,199 Land $136,209 Building $385,990	$522,199 Land $136,209 Building $385,990
2024	$8,524.00 (-5.49%)
2023	$9,019.00 (+11.35%)	$510,725 (+16.72%)	$510,725 (+16.72%) Land $187,228 Building $323,497
2022	$8,100.00	$437,550	$437,550 Land $187,563 Building $249,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Plover Pl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1982–2015)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2015 · other causes
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Plover Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20