488 Plover Pl, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 488 Plover Pl, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,861 sqft · built 1989
Lot Size0.207 acres (9,021 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Aug 2019)
Tax Bill$5,169 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-2707-7

Property Details

APN / Parcel Number

Primary APNC62-000-741-2707-7
Alternative APNs
  • 01-28-15-67999-000-2290
  • 281501679990002290
  • 152801679990002290
  • R1363

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,861 sqft Living Area
Gross Area2,673 sqft
1st Floor Area1,861 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,021 sqft (0.207 acres)
Lot Dimensions113 ft deep x 79 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area329 sqft
Deck Area186 sqft
Patio Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1363
Street Address488 PLOVER PL
CityPALM HARBOR
StateFL
Zip34683-4853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPATTY ANN 1ST ADD LOT 229
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionPATTY ANN 1ST ADD
Legal Tract67999
Legal Lot Number229
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4000
Census Tract27207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address488 PLOVER PL, PALM HARBOR, FL 34683-4853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Aug 14, 2019Warranty Deed, Transfer · VA Mortgage
VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on Record
Deed SaleAug 14, 2019 · Amount on Record
Prior SaleJun 3, 2002 · Amount on Record
Deed Document Number2019259237
Deed Book / Page20653 / 2460
Transfer Doc1060001759
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address488 PLOVER PL, PALM HARBOR, FL 34683-4853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210742028
DateJul 10, 2020
Book Page21074/2028
Instrument2020206694
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 14, 2019
Property Address488 PLOVER PL, PALM HARBOR, FL 34683-4853
Document Number0206532460
Book / Page20653 / 2460
Map ReferenceMB 83 PG 80&81
Instrument DateAug 9, 2019
Instrument2019259237
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySTAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1424 SEAGULL DR APT 101, 1424, PALM HARBOR, FL 34685-3470

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 PLOVER PL, PALM HARBOR, FL 34683-4853

Mortgage

Document Number0206532462
DateAug 14, 2019
Instrument20653/2462
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,169.00 (+7.51%) Homeowner's exemption$316,395 (+5.99%)$448,454 (-0.28%) Land $137,557 Building $310,897
2023$4,808.00 (+2.91%) Homeowner's exemption$298,522 (+3%)$449,704 (+18.56%) Land $188,405 Building $261,299
2022$4,672.00 Homeowner's exemption$289,827$379,311 Land $185,199 Building $194,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1982–2015)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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