465 Plover Pl, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 465 Plover Pl, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,861 sqft · built 1989
Lot Size0.195 acres (8,472 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Jan 2022)
Tax Bill$8,428 (2025)
Deeds & MortgagesJan 2023 Transfer
Jan 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2714-3

Property Details

APN / Parcel Number

Primary APNC62-000-741-2714-3
Alternative APNs
  • 01-28-15-67999-000-2360
  • 281501679990002360
  • 152801679990002360
  • R1371

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,861 sqft Living Area
Gross Area2,682 sqft
1st Floor Area1,861 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,472 sqft (0.195 acres)
Lot Dimensions113 ft deep x 75 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area374 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1371
Street Address465 PLOVER PL
CityPALM HARBOR
StateFL
Zip34683-4861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPATTY ANN 1ST ADD LOT 236
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionPATTY ANN 1ST ADD
Legal Tract67999
Legal Lot Number236
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4000
Census Tract27207

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2234 GROVEWOOD RD, CLEARWATER, FL 33764-4926
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Intrafamily Transfer, Transfer
Jan 28, 2022Warranty Deed, Transfer
PLATINUM NATIONAL TITLE LLC
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jun 27, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number202228583
Deed Book / Page21909 / 1086
Last Transfer DateJan 23, 2023
Transfer Doc0223250245
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 24, 2023
Property Address465 PLOVER PL, PALM HARBOR, FL 34683-4861
Document Number0223250245
Book / Page22325 / 245
Map ReferenceMB 83 PG 80&81
Instrument DateJan 23, 2023
Instrument2023018320
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2234 GROVEWOOD RD, CLEARWATER, FL 33764-4926

Transferred To (Grantee/Buyer)

NameVerified Name
Address2234 GROVEWOOD RD, CLEARWATER, FL 33764-4926

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 28, 2022
Property Address465 PLOVER PL, PALM HARBOR, FL 34683-4861
Document Number0219091086
Book / Page21909 / 1086
Map ReferenceMB 83 PG 80&81
Instrument DateJan 26, 2022
Instrument2022028583
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3057 CREST DR, 3057, CLEARWATER, FL 33759-1430

Transferred To (Grantee/Buyer)

NameVerified Name
Address2234 GROVEWOOD RD, CLEARWATER, FL 33764-4926

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address465 PLOVER PL, PALM HARBOR, FL 34683-4861
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLATINUM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 PLOVER PL, PALM HARBOR, FL 34683-4861

Mortgage

Document Number0212960619
DateDec 14, 2020
Book Page21296/619
Instrument2020374138
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 27, 2019
Property Address465 PLOVER PL, PALM HARBOR, FL 34683-4861
Document Number0205941821
Book / Page020594 / 001821
Instrument DateJun 21, 2019
Instrument205422
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanySTAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address465 PLOVER PL PALM HARBOR FL 346834861, PALM HARBOR, FL 34683-4861

Mortgage

Document Number205941823
DateJun 27, 2019
Book Page020594/001823
Instrument205423
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 26, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,428.00 (+4.4%)$455,189 (+4.72%) Land $134,875 Building $320,314$455,189 (+4.72%) Land $134,875 Building $320,314
2024$8,073.00 (+0.84%)
2023$8,006.00 (+169.93%)$434,665 (+122.27%)$434,665 (+72.02%) Land $183,639 Building $251,026
2022$2,966.00 Homeowner's exemption$195,555$252,686 Land $174,474 Building $78,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1982–2015)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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