Albany County and Guilderland Town property record for 521 Nathaniel Dr, Schenectady, NY 12303
| Property Type | Condominium Development |
|---|---|
| Details | 4 bd · 4.5 ba · 2,816 sqft · built 1988 |
| Lot Size | 0.371 acres (16,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Dec 2002) |
| Tax Bill | $12,733 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.19-3-26 |
| Primary APN | 013089 27.19-3-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Total Area |
| 1st Floor Area | 1,488 sqft |
| 2nd Floor Area | 1,328 sqft |
| Basement Area | 873 sqft |
| Finished Basement | 873 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,166 sqft (0.371 acres) |
| Lot Dimensions | 165 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 498 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701900030260000000 |
|---|---|
| Street Address | 521 NATHANIEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5652 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium Development |
| Local Zoning Code | R20 |
| Legal Description | NATHANIEL PL LOT 521 |
| Legal Block | 3 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2002 · Amount on Record |
| Deed Sale | Dec 4, 2002 · Amount on Record |
| Prior Sale | Dec 16, 1998 · Amount on Record |
| Deed Book / Page | 2725 / 609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 521 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000013105 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 521 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000013105 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 13105 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 521 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000006202 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 521 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000006202 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 6202 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2034 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,733.00 (+7.32%) | ||
| 2025 | $11,865.00 (+14.49%) Additional exemption filed | $450,000 (-) Land $90,000 Building $360,000 | $600,000 (+13.33%) Land $120,000 Building $480,000 |
| 2023 | $450,000 (-) Land $90,000 Building $360,000 | $529,412 (+7.06%) Land $105,882 Building $423,530 | |
| 2022 | $450,000 Land $90,000 Building $360,000 | $494,505 Land $98,901 Building $395,604 | |
| 2021 | $10,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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