Albany County and Guilderland Town property record for 515 Nathaniel Dr, Schenectady, NY 12303
| Property Type | Condominium Development |
|---|---|
| Details | 3 bd · 2.5 ba · 1,831 sqft · built 1988 |
| Lot Size | 0.307 acres (13,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,000 (Sep 2009) |
| Tax Bill | $9,778 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.19-3-29 |
| Primary APN | 013089 27.19-3-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Total Area |
| 1st Floor Area | 1,351 sqft |
| 2nd Floor Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,379 sqft (0.307 acres) |
| Lot Dimensions | 161 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701900030290000000 |
|---|---|
| Street Address | 515 NATHANIEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5652 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium Development |
| Local Zoning Code | R20 |
| Legal Description | NATHANIEL PL LOT 515 |
| Legal Subdivision | SUBDIVISION PLAT NATHANIEL PLACE |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Nov 5, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2009 · Amount on Record |
| Deed Sale | Sep 4, 2009 · Amount on Record |
| Prior Sale | May 13, 1998 · Amount on Record |
| Deed Document Number | 200910485538 |
| Deed Book / Page | 2957 / 775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 515 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003804 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | R2019-03804 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 515 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000028234 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 515 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000028234 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 28234 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 29, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 515 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000028235 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 515 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000028235 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 28235 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 29, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,778.00 (+0.27%) | ||
| 2025 | $9,752.00 (+19.1%) Additional exemption filed | $334,600 (+0.18%) Land $67,000 Building $267,600 | $446,133 (+13.54%) Land $89,333 Building $356,800 |
| 2023 | $334,000 (-) Land $67,000 Building $267,000 | $392,941 (+7.06%) Land $78,823 Building $314,118 | |
| 2022 | $334,000 Land $67,000 Building $267,000 | $367,033 Land $73,626 Building $293,407 | |
| 2021 | $8,188.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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