518 Nathaniel Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 518 Nathaniel Dr, Schenectady, NY 12303

Property Summary

Property Type	Condominium Development
Details	4 bd · 2.5 ba · 2,166 sqft · built 1988
Lot Size	0.345 acres (15,040 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2007)
Tax Bill	$10,092 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.19-3-21`

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-3-21`
Alternative APNs	`308902701900030210000000` `02701900030210000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Total Area
1st Floor Area	1,006 sqft
2nd Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,040 sqft (0.345 acres)
Lot Dimensions	160 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701900030210000000
Street Address	518 NATHANIEL DR
City	SCHENECTADY
State	NY
Zip	12303-5651
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Local Zoning Code	R20
Legal Description	NATHANIEL PL LOT 518
Legal Subdivision	NATHANIEL PLACE
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2011
Census Tract	14616

Owner

518 Nathaniel Dr, a condominium development, is owned and occupied by two individuals who bought it in February 2007.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 NATHANIEL DR, SCHENECTADY, NY 12303-5651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2007 · Amount on File
Deed Sale	Feb 5, 2007 · Amount on File
Prior Sale	Feb 5, 2007 · Amount on File
Deed Document Number	20079886084
Deed Book / Page	2874 / 880
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	518 NATHANIEL DR, SCHENECTADY, NY 12303-5651
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000322
Date	Sep 15, 2020
Instrument	R2020-20322

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 518 Nathaniel Dr was $10,092 with a homeowner's exemption, up 5.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,092.00 (+5.19%) Homeowner's exemption
2025	$9,594.00 Homeowner's exemption	$345,700 Land $69,000 Building $276,700	$460,933 Land $92,000 Building $368,933
2023		$345,700 (-) Land $69,000 Building $276,700	$406,706 (+7.06%) Land $81,176 Building $325,530
2022		$345,700 Land $69,000 Building $276,700	$379,890 Land $75,824 Building $304,066
2021	$8,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Nathaniel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Nathaniel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20