Cherokee County property record for 450 Mountain Top Dr, Murphy, NC 28906 · Last verified March 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1930 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $113 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 552300240963000 |
| Primary APN | 552300240963000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Heated Area |
| Gross Area | 888 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 465 ft deep x 107 ft wide |
| Deck Area | 108 sqft |
| Cooling System | None |
|---|
| Account Number | 26404 |
|---|---|
| Street Address | 450 MOUNTAIN TOP DR |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR HYDE 806/117 1312/324 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 552300240963000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 MOUNTAIN TOP DR, MURPHY, NC 28906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2008 |
| Transfer Doc | 01312/0324 |
| Record Updated | Jun 08, 2026 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 | $16,160 (-) | $16,160 (-) Land $15,000 Building $1,160 |
| 2023 | $16,160 | $16,160 Land $15,000 Building $1,160 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025, other causes |
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 546 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CND Acquisition | Cable | 500 / 30 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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