521 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 521 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1949
Lot Size	0.105 acres (4,617 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Apr 2021)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0056-0126-00`

Property Details

APN / Parcel Number

Primary APN	`220-0056-0126-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,617 sqft (0.105 acres)
Lot Dimensions	111 ft deep x 38.5 ft wide
Garage Type	Basement
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	521 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATT TER 38.50 X 111.82 IRR PT LOT 7 FLATT TERRACE
Legal Subdivision	FLATT TERRACE
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	7300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 FLATT TER, CINCINNATI, OH 45232-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Mar 26, 2018	Grant Deed, Transfer NATIONS LENDING SERVICES
Feb 27, 2018	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	0000046780
Deed Book / Page	14396 / 2733
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2021
Property Address	521 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000046780
Book / Page	14396 / 2733
Map Reference	MB 2 PG 6
Instrument Date	Apr 12, 2021
Instrument	2021-0046780
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 FLATT TER, CINCINNATI, OH 45232-1707

Mortgage

Document Number	0000046781
Date	Apr 14, 2021
Instrument	2021-0046781

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 26, 2018
Property Address	521 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000024660
Book / Page	013632 / 001445
Instrument Date	Mar 19, 2018
Instrument	24660
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	NATIONS LENDING SERVICES

Transaction

Amount	Amount Recorded
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 BERKLEY AVE CINCINNATI OH 452376113, CINCINNATI, OH 45237-6113

February 2018: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HAMILTON OH
Recording Date	Feb 27, 2018
Property Address	521 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000016663
Book / Page	013613 / 001715
Instrument Date	Jan 30, 2018
Instrument	16663
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BARCLAY ST NEW YORK NY 100072550, NEW YORK, NY 10007-2550

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (-2.35%)	$43,715 (+%) Land $5,547 Building $38,168
2024	$2,763.00 (-2.09%)	$43,714 (-) Land $5,547 Building $38,167
2023	$2,822.00 (+207.07%)	$43,714 (+290.27%) Land $5,547 Building $38,167	$124,900 (+290.31%) Land $15,850 Building $109,050
2022	$919.00 Homeowner's exemption	$11,201 Land $5,156 Building $6,045
2020			$32,000 Land $14,730 Building $17,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

Nearby Properties on Flatt Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures