518 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 518 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1939
Lot Size	0.105 acres (4,574 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Feb 2026)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0056-0083-00`

Property Details

APN / Parcel Number

Primary APN	`220-0056-0083-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	675 sqft
2nd Floor Area	540 sqft
Upper Floors Area	540 sqft
Basement Area	675 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	112 ft deep x 38.5 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	518 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	518 FLATT TER 38.50 X 112 LOT 11 FLATT TERRACE SUB
Legal Subdivision	FLATT TERRACE SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	7300

Owner

Source: Hamilton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6338 SNIDER RD, 245, MASON, OH 45040-5110
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Land Contract, Transfer · Seller Carry-Back HD PROPERTIES LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY CTRL BK
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	May 21, 2025 · Amount on Record
Deed Document Number	20268619
Deed Book / Page	15596 / 1695
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000005831
Record Updated	Oct 29, 2026

February 2026: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2026
Property Address	518 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000008619
Book / Page	15596 / 1695
Map Reference	MB 3034 PG 232
Instrument Date	May 14, 2025
Instrument	2026-0008619
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 245, MASON, OH 45040-0245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 DROTT AVE, CINCINNATI, OH 45205-1323

Mortgage

Date	Feb 4, 2026

Lender

Name	HD PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	233 Months
Due	Jul 1, 2045

Interest

Rate	10%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	518 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000023307
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 FLATT TER CINCINNATI OH 452321708, CINCINNATI, OH 45232-1708

Mortgage

Document Number	0000023307
Date	Mar 9, 2020
Book Page	014120/002760
Instrument	23307

Lender

Name	VALLEY CTRL BK
Address	READING, OH 45216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2030

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 17, 2020
Property Address	518 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000005832
Book / Page	014086 / 001043
Instrument Date	Dec 11, 2019
Instrument	5832
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 FLATT TER CINCINNATI OH 452321708, CINCINNATI, OH 45232-1708

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (-1.92%)	$27,318 (-) Land $5,548 Building $21,770	$78,050 (-) Land $15,850 Building $62,200
2024	$1,723.00 (+2.74%)	$27,318 (-) Land $5,548 Building $21,770
2023	$1,677.00 (+28.02%)	$27,318 (+43.05%) Land $5,548 Building $21,770	$78,050 (+43.05%) Land $15,850 Building $62,200
2022	$1,310.00 Homeowner's exemption	$19,097 Land $5,156 Building $13,941
2020			$54,560 Land $14,730 Building $39,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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