517 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 517 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.107 acres (4,704 sqft)
Owner	Owner Name on Record
Last Sale	$89,000 (Aug 2004)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-0056-0170-00`

Property Details

APN / Parcel Number

Primary APN	`220-0056-0170-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	517 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATT TER 40 X 111.82 IRR PT LOT 6 FLATT TER SUB
Legal Subdivision	FLATT TERRACE SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	7300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	517 FLATT TER, CINCINNATI, OH 45232-1707
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2004 · Amount on Record
Deed Sale	Aug 24, 2004 · Amount on Record
Prior Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	29428
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	517 FLATT TER, CINCINNATI, OH 45232-1707
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090140
Date	Jul 23, 2021
Book Page	14465/2112
Instrument	2021-0090140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,907.00 (+3.08%)	$30,839 (-) Land $5,838 Building $25,001
2024	$1,850.00 (-2.17%)	$30,839 (-) Land $5,838 Building $25,001
2023	$1,891.00 (+13.37%)	$30,839 (+26.58%) Land $5,838 Building $25,001	$88,110 (+26.58%) Land $16,680 Building $71,430
2022	$1,668.00 Homeowner's exemption	$24,364 Land $5,429 Building $18,935
2020			$69,610 Land $15,510 Building $54,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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