Highlands County property record for 521 Elgin St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1995 |
| Lot Size | 0.254 acres (11,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,700 (Apr 2025) |
| Tax Bill | $1,795 (2024) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C015803002700190 |
| Primary APN | C015803002700190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,073 sqft (0.254 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 351 sqft |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 143 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015803002700190 |
|---|---|
| Street Address | 521 ELGIN ST |
| City | SEBRING |
| State | FL |
| Zip | 33875-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 19 BLK 27 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 27 |
| Legal Lot Number | 19 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 SCHOLES ST, BROOKLYN, NY 11206-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 2255444 |
| Deed Book / Page | 3112 / 1646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 521 ELGIN ST, SEBRING, FL 33875-1326 |
| Document Number | 0001874612 |
| Book / Page | 002609 / 000830 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 1874612 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | CAPSTONE TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,221.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 521 ELGIN ST SEBRING FL 338751326, SEBRING, FL 33875-1326 |
| Document Number | 1874613 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 002609/000832 |
| Instrument | 1874613 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,674 (+5.99%) | $229,334 (-1.55%) Land $21,938 Building $207,396 | |
| 2024 | $1,795.00 (+2.69%) | ||
| 2023 | $1,748.00 (+1.92%) Homeowner's exemption | $143,106 (+3%) | $232,938 (+15.61%) Land $18,000 Building $214,938 |
| 2022 | $1,715.00 Homeowner's exemption | $138,938 | $201,487 Land $13,500 Building $187,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures