401 Elgin St, Sebring, FL 33875 Property Records

Highlands County property record for 401 Elgin St, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,648 sqft Living Area
Lot Size	16,418 sqft (0.376 acres)
Occupancy	Owner Occupied
Last Sale	$143,900 (2018)
Tax Bill	$1,579.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0270-0260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,648 sqft Living Area
1st Floor	1,241 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,418 sqft (0.376 acres)
Depth X Width	139 ft x 87 ft Depth x Width
Driveway	1 Driveway
Driveway Area	544 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	413 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	514 sqft Pool
Fence	Fence
Patio Area	414 sqft Patio
Porch	Enclosed Porch
Porch Area	312 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	401 ELGIN ST
City	SEBRING
State	FL
Zip	33875-5607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 26 BLK 27
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	27
Legal Lot Number	26
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	1
Census Block	1051
Census Tract	961301

Owner

Source: Highlands County records · APN C-01-35-28-030-0270-0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 ELGIN ST, SEBRING, FL 33875-5607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Sep 18, 2013
Deed Doc Number	1923393
Deed Book / Page	2671 / 1031
Record Refreshed	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 31, 2018
Property Address	401 ELGIN ST, SEBRING, FL 33875-5607
Document Number	0001923393
Book / Page	002671 / 001031
Instrument Date	Dec 28, 2018
Instrument	1923393
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,007.30
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	401 ELGIN ST SEBRING FL 338755607, SEBRING, FL 33875-5607

Mortgage

Document Number	1923394
Date	Dec 31, 2018
Book Page	002671/001033
Instrument	1923394

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,043 (+5.99%)	$210,034 (+0.71%) Land $28,000 Building $182,034
2024	$1,579.00 (+3%)
2023	$1,533.00 (+2.2%) Homeowner's exemption	$127,415 (+3%)	$208,543 (+15.92%) Land $23,000 Building $185,543
2022	$1,500.00 Homeowner's exemption	$123,704	$179,905 Land $18,000 Building $161,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 342 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.