511 Elgin St, Sebring, FL 33875 Property Records

Highlands County property record for 511 Elgin St, Sebring, FL 33875 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,488 sqft Living Area
Lot Size	10,017 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2026)
Tax Bill	$2,515.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C015803002700200`
Alternative APN	`C-01-35-28-030-0270-0200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,488 sqft Living Area
Gross Area	1,972 sqft Gross Area
1st Floor	1,348 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,017 sqft (0.23 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	158 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	511 ELGIN ST
City	SEBRING
State	FL
Zip	33875-1326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 20 BLK 27
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	27
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	1
Census Block	1051
Census Tract	961301

Owner

Source: Highlands County records · APN C015803002700200

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 ELGIN ST, SEBRING, FL 33875-1326
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Deed Doc Number	20262315705
Deed Book / Page	3196 / 1233
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 03, 2026
Property Address	511 ELGIN ST, SEBRING, FL 33875-1326
Document Number	0002315705
Book / Page	3196 / 1233
Instrument Date	Jun 03, 2026
Instrument	20262315705
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$148,470.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ELGIN ST, SEBRING, FL 33875-1326

Mortgage

Document Number	0002315706,
Date	Jun 03, 2026
Instrument	20262315706

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (+6.79%)	$170,374 (+0.09%) Land $19,500 Building $150,874	$170,374 (+0.09%) Land $19,500 Building $150,874
2024	$2,355.00 (+1.46%)
2023	$2,321.00 (+9.17%)	$170,219 (+17.04%) Land $16,000 Building $154,219	$170,219 (+17.04%) Land $16,000 Building $154,219
2022	$2,126.00	$145,435 Land $12,000 Building $133,435	$145,435 Land $12,000 Building $133,435

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 285 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.