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521 E Elm St, Algona, IA 50511 Property Records

Kossuth County property record for 521 E Elm St, Algona, IA 50511

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 926 sqft · built 1938
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Sep 2024)
Tax Bill$1,678 (2025)
Deeds & MortgagesJun 2019 Refinance
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN22-02-426-005

Property Details

APN / Parcel Number

Primary APN22-02-426-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area926 sqft Living Area
Basement Area528 sqft
Finished Basement264 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area8 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address521 E ELM ST
CityALGONA
StateIA
Zip50511-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 66' OF E 66' OF L 3 A P NE SE
Legal Range29W
Legal Township95N
Legal Section02
Legal SubdivisionAUDITORS PLAT
JurisdictionKOSSUTH IA
Township / Civil DivisionALGONA
Census Block Group2
Census Block2009
Census Tract950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 E ELM ST, ALGONA, IA 50511-1563
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
IOWA STATE BANK
Oct 21, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleOct 21, 2019 · Amount on Record
Deed Document Number20242147
Deed Book / Page2024 / 2147
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSSUTH IA
Property Address521 E ELM ST, ALGONA, IA 50511-1563
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/1707
DateJun 5, 2019
Book Page2019/1707
Instrument1707
Lender
NameIOWA STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateOct 21, 2019
Property Address521 E ELM ST, ALGONA, IA 50511-1563
Document Number02019/3261
Book / Page2019 / 3261
Instrument DateOct 17, 2019
Instrument3261
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E ELM ST, ALGONA, IA 50511-1563

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlgona City
CountyKossuth County
Unified School DistrictAlgona Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,678.00 (+6.88%)$106,248 (+14.67%) Land $10,544 Building $95,704
2024$1,570.00 (-1.13%)
2023$92,653 Land $9,372 Building $83,281$92,653 (-12.8%) Land $9,372 Building $83,281
2021$1,588.00$106,248 Land $10,544 Building $95,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONA MUNICIPAL UTILITIES
serves 5,487 people · EPA ID IA5502015
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Algona Municipal Utilities
Cable · Fiber in parts of the area		150 / 25
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, T-Mobile.

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